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While free cash from a bank account bonus is enticing, that shouldn’t be the main reason you open an account. Here are a few things to keep in mind before choosing a new account based on a bonus offer. As an online-only bank, SoFi regularly lands on our online bank and bank account bonus best lists because of its competitive APYs for deposit accounts, innovative tools and simple new account bonus.

  • Not have had a Bank of America personal checking account, or been a co-owner on an account, within the past 12 months.
  • Sophia was nominated for an Axel Springer Award for Change in 2023 for her coverage of ABLE accounts, tax-free savings accounts for people with disabilities.
  • Maintain an average ledger balance of at least 5,000 during all of the first three statement cycles.
  • The bonus your friend receives depends on the type of account she opens and whether she completes the qualifying activities outlined in the bonus.

The bonus amount is determined by the amount of the deposited funds. Most links in our casino zodiac real money content provide compensation to Slickdeals. That’s why we offer useful tools to evaluate these offers to meet your personal objectives. Be sure to verify all terms and conditions of any credit card before applying. Wells Fargo offered a 525 bonus when you opened a new Way2Save savings account.

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If you deposit 25,000 or more in a Platinum Perks Checking account within 90 days of opening a new account, you’ll earn a 600 bonus. Here’s our list of banks with attractive account bonuses and reasonable requirements, ranked in order by the highest bonus offered. If you’re already planning to open a new bank account, a lucrative cash bonus is a cherry on top.

How Do You Get A Chase Bonus Without Direct Deposit?

Here’s a look at some of the best bank bonuses, followed by some insights into a potential trend for bank bonuses in 2024. U.S. Bank Smartly Checking is a streamlined checking account, and this bank bonus is a better than average reward for opening a new account and meeting the requirements. You’ll need to open two separate accounts to qualify for the biggest bonus. Open an Everyday Checking account with a minimum opening deposit of 25 from the offer webpage.

Should I Have More Than One Checking Or Savings Account?

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The Flagstar Ready Checking account requires a 50 minimum deposit to open the account but there is no minimum balance requirement. It has no monthly maintenance fee when you enroll in e-statements. Flagstar Bank has a promotion on their checking accounts and it’s relatively easy to complete, as long as you live in their service area of AZ, CA, FL, IN, MI, NJ, NY, OH, or WI. You qualify for the bonus when you have two Enhanced Direct Deposits directly into your new checking account within 90 calendar days from account opening. Your total combined Enhanced Direct Deposits must equal 1,500 or more.

How Are Bank Account Bonuses Taxed?

This post may contain links to products from our partners, which may earn us a commission. The banks listed on this page currently have the best sign-up bonuses. This includes Citibank, TD Bank, Truist, Chime and CIT Bank.

An account that qualifies for a bonus can be a great deal, but only if you tend to carry a moderate-sized balance in your checking account or will earn a fee waiver from other qualifying activities. Once you’ve successfully met the direct deposit requirements, you can expect to see the bonus deposited into your account within seven business days after the end of the promotional period. From end to end, this bonus can be earned in about a month; this is noteworthy, as many similar bonuses can take three months or longer to earn. You must make at least 500 in direct deposits into the account within 90 days. Note that you are allowed to receive one bonus that’s related to opening a new checking account every two years, and you can receive only one bonus per account.

How To Sign Up For A Bank Account

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For additional information, please review our advertising disclosure. Fulton Bank has a 250 promotion on their Simply Checking account. Available to residents of AL, AR, FL, GA, IL, IN, IA, KY, LA, MS, MO, NC, SC, TN, and TX. Make sure to read the terms very carefully to ensure you qualify.

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