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Examples of How Crypto Wallets Work

Appteng May 12, 2025

What Is a Ledger Wallet?

A Ledger wallet is a cryptocurrency wallet made by Ledger, a company that makes physical cryptocurrency wallets that look similar to USB drives or other storage devices. Ledger offers users several hardware and cold wallet options and promises users that its wallets are safe and secure for use with crypto assets.

Headquartered in France, the company also has operations in San Francisco. It was launched by eight experts with backgrounds in embedded security, cryptocurrencies, and entrepreneurship. The company’s goal is to create secure solutions for blockchain applications.

Key Takeaways

  • Ledger wallets are hardware cryptocurrency wallets made by Ledger.
  • The company’s hardware wallets are multicurrency wallets that store private keys for cryptocurrencies offline.
  • Ledger offers four hardware wallets: the Ledger Flex, the Ledger Nano S Plus, the Ledger Nano X, and the Ledger Stax.

Types of Wallets

To understand the types of wallets Ledger makes, it’s important to know what wallets do and how they are classified. Here’s a quick refresher.

To use your cryptocurrency, you’re required to use private keys to access them. These private keys, which are long hexadecimal numbers, are what thieves and hackers are after because they are the weak link in a blockchain. Originally, cryptocurrency users wrote or printed these keys on paper—hence the term “paper wallet”—and removed their keys from their computers to prevent theft. However, paper is easily damaged, and as you might imagine, many users lost their keys.

Applications with user interfaces that ran on personal computers, laptops, and mobile devices were developed to make blockchain more user-friendly, attract more users, and store the keys for you. However, these programs introduced an additional risk—they were accessible to hackers and thieves because they are software-based.

To address concerns over private key security and longevity, cryptocurrency developers created other types of wallets. Cryptocurrency wallets are now generally classified into three categories:

  • Hardware: Devices like USB drives you can transfer your keys to
  • Software: Wallet applications on devices that store your keys
  • Paper: Keys written or typed on a piece of paper, sometimes with quick response (QR) codes printed on them

Hardware and software wallets can be further classified into:

  • Hot: Has an active internet connection
  • Cold: Has no active internet connection
  • Custodial: Another entity stores the keys for you on a device or in an app they control
  • Non-custodial: You hold the keys on a device or app you control

How Ledger Wallets Work

Ledger offers cold, non-custodial hardware wallets. These multicurrency wallets store private keys offline on a secure hardware device. These wallets are device-based, which means they use storage mechanisms (like USB drives) to store private keys, thereby making it difficult for hackers to access them from an online location. The private key is moved to a certified secure chip by the software on the device and Ledger’s application.

The company offers four different hardware wallets: the Ledger Flex, the Ledger Nano S Plus, the Ledger Nano X, and the Ledger Stax. These hardware wallets work with the Ledger Live app, which the owner uses to access the keys and purchase and manage their crypto. All transactions that are executed must be authorized by the user.

These storage wallets let you perform various functions, including sending and receiving cryptocurrency and using two-factor authentication (2FA) applications.

All Ledger products combine a Secure Element and a proprietary operating system designed specifically to protect a user’s cryptocurrency assets. They generate a 24-word, 96-character backup recovery phrase to access your cryptocurrencies if the device is lost or stolen. For the extra-cautious, the 24-word phrase can be etched into steel in a Billfodl, which holds seed phrases or keys in a sturdy physical form.

Types of Ledger Wallets

Ledger’s first product was the Ledger Nano S, introduced in 2016. The Ledger Nano S was eventually replaced with three other products: the Ledger Nano S Plus, the Ledger Nano X, and the Ledger Stax. The Ledger Flex was later added to the company’s products.

Ledger Nano S Plus

The Ledger Nano S Plus is referred to by Ledger as a “Nano S on steroids.” The Nano S Plus resembles a portable USB device with a USB-C connection. It allows users to manage more than 5,500 digital assets with enough memory to install up to 100 apps. The company says it is compatible with more than 5,500 coins and non-fungible tokens (NFTs). The Ledger Nano S Plus is compatible with Mac, Windows, and Android devices.

The unit retails for $79 (USD).

Ledger Nano X

Ledger introduced the Nano X in 2019. This is a USB-type device that, like every other Ledger device, keeps the owner’s crypto coins and NFTs offline. It is Bluetooth-enabled and has a USB-C connection. This device works with macOS, Windows, iOS, and Android. It has the capacity for more than 5,500 different tokens, and users can have up to 100 different apps.

The Ledger Nano X retails for $149 (USD).

Tip

You may be required to purchase additional items to use your devices, such as the On The Go kit to connect to a mobile device.

Ledger Stax

The Ledger Stax is a portable storage device designed by Ledger to store cryptocurrency assets. It is small enough to fit into the palm of your hand. Users can name their Stax, and the lock screen can be customized like a smartphone. Some of the features include;

  • Curved 3.7 inch E ink touchscreen (wider than the other devices)
  • Bluetooth compatible
  • Wireless charging
  • Works with macOS, Windows, iOS, and Android

This device supports more than 5,500 coins and NFTs. As with all Ledger devices, it comes with a Secure Element chip.

The unit retails for $399 (USD).

Ledger Flex

The Ledger Flex is a small wallet with a 2.84 inch touchscreen that allows you to navigate to the cryptocurrency you own by swiping across the screen. You can display pictures or your NFTs on the screen.

You can connect the Flex to your smartphone or computer and works with Android, iOS, Windows, Linux, and macOS. Flex is also compatible with more then 5,500 cryptocurrencies and NFTs and retails for $249.

What Wallets Can Ledger Connect to?

Ledger is a wallet compatible with more than 5,500 cryptocurrencies. You can connect Ledger to MyEtherWallet, Talisman, Rainbow, DeFi Wallet, Hana Wallet, Zerion, MetaMask, MyCrypto, BinanceDEX, and more to view tokens not compatible with Ledger.

Are Ledger Wallets Good?

Ledger wallets are very popular with cryptocurrency holders because of the custom operating system and security offered by the company.

What Are the Disadvantages of Ledger Wallets?

First, by using a wallet designed by someone else, you’re relying on them to secure your keys for you by giving its software access to your keys. Second, the wallets are electronic devices that use software to provide an interface and experience. The application you download and interface with on your computer or device is also a weakness because it is software programmed by people. Software can be hacked, and wallets are often the primary targets of thieves and hackers because they are the weakest link in most blockchains.

The Bottom Line

You have several wallet options available to store the keys to your cryptocurrency safely. Of the different types, cold hardware wallets are the most secure option because they make your keys inaccessible until you need them.

One of the leading names in cold hardware wallets is Ledger. The company maintains that its devices are completely safe and secure and have never been hacked.

The comments, opinions, and analyses expressed on Investopedia are for informational purposes online. Read our warranty and liability disclaimer for more info.

Author
Appteng
Appteng
Appteng is a journalist and crypto analyst with years of experience covering digital assets. He specializes in breaking news, market trends, and blockchain innovations. Known for his accuracy and insightful analysis, Appteng brings clarity to the fast-paced world of crypto and Web3.
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